O Allah, I seek refuge in You from grief and sadness, from weakness and from laziness, from miserliness and from cowardice, from being overcome by debt and from being overpowered by men (i.e. other people).
O Allah, I seek refuge in Thee from the withdrawal of Thine blessing and the change of Thine protection (from me) and from the sudden wrath of Thine, and from every displeasure of Thine.
O Allah, I seek Your forgiveness and well-being in this world and the next. O Allah, I seek Your forgiveness and well-being in my religion, in my worldly affairs, in my family and in my wealth. O Allah, conceal my secrets and preserve me from anguish. O Allah, guard me from the front and from behind and on my right and on my left and from above. I seek refuge in Your Greatness from being struck down from beneath me.